Professional and Personal Bio:

Special Qualifications: As a CLTC, I am Trained, Tested and Certified in Long Term Care Planning. As a CSA, I am a Senior and Certified Senior Advisor, with personal and family Long Term Care and Medicare experience. As a planner and caregiver for family members, and many clients, I have a special understanding of the financial pitfalls of living without long term care planning and protection. Sadly, I have personally experienced family and friends that waited too long to protect against the risk of needing Long Term Care Insurance and suffered severe financial and lifestyle losses. I am a Long Term Care insured with Medicare and currently an insulin supported diabetic with neuropathy! I love my wife (breast cancer survivor) and have protected her with Long Term Care Insurance with the home care option that allows unskilled (family) caregivers.

Long Term Care Planning:
Senior Professional: Works well with families -  just as I do my own.
Planning priorities center on enjoying Life At Home, - Nursing Home Care is a last option.

Medicare Planning:
Personally experienced in Medicare Prescription Drug and Medicare Insurance planning and selection.

Available by appointment to discuss individual concerns, or give interactive group talks on the subject of "Protecting Your Quality of Life In The event Of a Disabling Injury or Illness at "Any Age." Favorites are: civic and social clubs, church groups, and others.

Experienced Public Speaker -  Available at no charge for your club or group meetings: PowerPoint projector presentations combine pictures and sound.

Long Term Care Workshop Certified Instructor. Enjoy open discussions, with question and answer sessions - (any size or age group) on "Choosing a Plan That Fits You."

Solutions for Uninsurable People: The best insurance planning for protection of life savings, home and assets is not available to most people who have had health failures from illness or injuries at any age. Solutions are now available -  even for those who are uninsurable, or those who wish to self-insure instead of spending down family assets to pay for care.

Professional Manner: Always friendly, helpful and easy to talk with -  not pushy!
Client and family needs are always a first concern.

Personal: Married with children and grandchildren. Wife Becky is an experienced Home Health Registered Nurse, currently a Hospital Resource Nurse.

Appointments and Questions: T (803) 920-1897 or (803) 685-6367 Fax